Made-to Measure Payments
Solutions with Exceptional
Personal Support
Bespoke payment systems shouldn’t be complicated.
We bring together the best online & in-store technologies to build you the perfect end-to-end solution.
Transforming your payments from a cost into a revenue stream.
Your gateway to Smarta payments
What we do
We provide businesses with online merchant accounts and payment gateways to easily accept card payments and open banking transfers.
We don’t do one-size-fits-all.
Every business is different, so we custom-fit the solution to your unique requirements - no cookie-cutter none-sense here.
We craft all-in-one systems that handle your every need and build in powerful features like secure credit card data storage and hassle-free recurring billing at no extra cost.
With our innovative approach, you’ll cut your PCI compliance headache, crank up credit card security, eliminate fraud, slash abandoned cart rates and provide a wonderful checkout experience that has customers coming back for more.
Clear and simple pricing
Our pricing is crystal clear -
no hidden fees, surprises, tricks or gimmicks.
Custom built solutions
Every business is different, so we
custom-fit the solution to your unique requirements.
Top-tier support
Our friendly customer support team is ready and waiting to help you with you need it.
Our Solutions
Merchant Services
A positive sum game is a concept from game theory in which the total gains and losses in the “game” are greater than zero – In other words, no one wins at someone else’s expense. These are called “win-win” scenarios.
No set-up fees
No frozen funds or suspended accounts
Quick, flexible payout options
Payment consultancy
Unhappy with your current provider but don’t want to switch processors? No problem. Let Smarta manage your supplier relationships to enhance your existing solution. Our services include:
Fee reduction
Fraud & chargeback analysis
Dispute Management
Strategic finance
We understand the power of revenue-based financing. Looking for capital to take your business to the next level? We’ve got fast, flexible financing solutions to elevate cash flow issues and fuel growth.
Lightening-fast funding
Flexible payment terms
Risk-free growth capital
Open Banking
With our open banking solutions, we're empowering businesses to process transactions faster than ever—across borders, without intermediaries, and with lower costs.
Instant Payments: Funds transfer in seconds, no waiting.
Lower Fees: Cut out card networks and reduce transaction costs.
Bank-Level Security: Fully compliant, encrypted, and secure.
Our Solutions
Merchant Services
A positive sum game is a concept from game theory in which the total gains and losses in the “game” are greater than zero – In other words, no one wins at someone else’s expense. These are called “win-win” scenarios.
No set-up fees
No frozen funds or suspended accounts
Quick, flexible payout options
Payment consultancy
Unhappy with your current provider but don’t want to switch processors? No problem. Let Smarta manage your supplier relationships to enhance your existing solution. Our services include:
Fee reduction
Fraud & chargeback analysis
Dispute Management
Strategic finance
We understand the power of revenue-based financing. Looking for capital to take your business to the next level? We’ve got fast, flexible financing solutions to elevate cash flow issues and fuel growth.
Lightening-fast funding
Flexible payment terms
Risk-free growth capital
Open Banking
With our open banking solutions, we're empowering businesses to process transactions faster than ever—across borders, without intermediaries, and with lower costs.
Instant Payments: Funds transfer in seconds, no waiting.
Lower Fees: Cut out card networks and reduce transaction costs.
Bank-Level Security: Fully compliant, encrypted, and secure.
Industries we serve
Your business is unique. Your payment solutions should be too.
No matter your industry or how your customers pay, we have an answer for your needs.
Wherever and however your business operates, give your customers a payment solution that goes beyond their expectations.
Automotive
Bringing together different payment methods to bridge the gap for finance, sales and services.
Furniture
Allows flexibility that makes it easy to integrate into the most popular ERP systems and better manage payment transactions.
Hospitality
Master the complexities of today’s dining experience, like check splitting and paying at the table, for fast casual, QSRs, fine dining and food trucks.
Retail
We help deliver the exceptional payments experience to your customers by supplying a wide range of card payment machines offering ease of use at the check out with chip and pin and contactless devices.
eCommerce
With integrations to the most popular website shopping carts and stand alone API connections we are able to provide seamless payment facilities across merchant services and open banking to your ecommerce website.
Travel
Bridging the gap between the payments industry and the acquirer and offering Travel companies competitive pricing in taking payments.
CBD
We use our experience in providing both Merchant Services and Open Banking to CBD Merchants. We keep abreast of the changing requirements Acquirers have in the CBD market to keep your business trading.
Industries we serve
Your business is unique. Your payment solutions should be too.
No matter your industry or how your customers pay, we have an answer for your needs.
Wherever and however your business operates, give your customers a payment solution that goes beyond their expectations.
Automotive
Bringing together different payment methods to bridge the gap for finance, sales and services.
Furniture
Allows flexibility that makes it easy to integrate into the most popular ERP systems and better manage payment transactions.
Hospitality
Master the complexities of today’s dining experience, like check splitting and paying at the table, for fast casual, QSRs, fine dining and food trucks.
Retail
We help deliver the exceptional payments experience to your customers by supplying a wide range of card payment machines offering ease of use at the check out with chip and pin and contactless devices.
eCommerce
With integrations to the most popular website shopping carts and stand alone API connections we are able to provide seamless payment facilities across merchant services and open banking to your ecommerce website.
Travel
Bridging the gap between the payments industry and the acquirer and offering Travel companies competitive pricing in taking payments.
CBD
We use our experience in providing both Merchant Services and Open Banking to CBD Merchants. We keep abreast of the changing requirements Acquirers have in the CBD market to keep your business trading.
We don’t just provide payment processing — we give you the tools, capital and support to supercharge your business. Our mission is simple: increase your business profits by hyper-focusing on your payments system.
Ready to take your business to the next level?
Frequently asked questions
How long will this take to set-up?
How long is a piece of string? Onboarding timelines vary because not all systems are created equally and neither are the businesses they are being designed for. More complex solutions might take a little longer but one thing we can guarantee is that our exceptional service will ensure a seamless onboarding process and once you start, there won’t be any random, algorithmically generated account closures and gateway suspensions disrupting your business - just plain sailing (pun intended).
Sounds great. How much does it cost?
We don’t do “one size fits all” so we can’t give you a fixed price until we learn a little more about you and your business. Once we have an understanding of what you do and how you do it we will be able to design the perfect payment solution for you. Once we have a plan and you can see in detail the savings and the potential for extra revenue... we will work out a fair price together. We want to be your long-term strategic partner for all your business endeavours, not just another service provider.
What if I already have a merchant account?
Great, our solutions are modular so we can fill the gaps in your current payments stack as well as craft you a new, bespoke solution to really ramp up your system and accelerate your business.
What if I want to stay with my current processor?
Your business, your choice... All we will say is that countless clients save tens of thousands of pound or more by switching to our processing providers. We can’t give you exact figures for individual details here because we value privacy and discretion above most but, if you want to run through a couple of case studies, to see the real effects of our approach on our customers bottom line, reach out to us today and we’ll walk you through the numbers - you’ll be amazed at the hidden potential.
What if I'm not satisfied with the results?
We’re confident this won’t be the case however, if for any reason you feel we aren’t the right payment service provider for you, we will support the set-up process of your preferred supplier free of charge and we will never hold your customer data hostage.
Ready to Have a Chat?
Whether you’re brand new to card payments, or are looking to switch provider, get in touch today and see how we can help.
There is a Smarta way to do payments!
No Contracts – No Hidden Fees – No Dramas
UK
+44 333 124 3190
Mon – Fri: 9am – 17:30pm
Address:
North House, Elland Road
Leeds
LS277QZ
USA
+1 (817) 945 4077
Mon – Fri: 9am – 17:30pm
Address:
1617 Park Place Avenue,
Fort Worth.
TX 76110